How much does it cost to lease a phone from BuyCell?

Every lease starts with a $50 down payment and weekly payments of $25-50 depending on the phone. For example, an iPhone 12 is about $25/week for 20 weeks ($550 total), while an iPhone 15 is about $40-45/week for 24 weeks ($1,030-$1,130 total).

Are there hidden fees with BuyCell's lease-to-own program?

No. There are no activation fees, processing fees, or insurance fees. The total cost is told to you upfront before you agree — no interest that accrues, no fees added later, and no balloon payment at the end.

How can I lower the total cost of my phone lease?

Choose a slightly older model (an iPhone 13 costs less than a 15), pay it off early with no penalty to reduce total cost, or trade in your current phone to apply its value toward your lease.

How Much Does It Really Cost to Lease a Phone?

We believe in being upfront about pricing. There's nothing worse than getting excited about a deal and then finding out it costs way more than you expected. So here's the full, honest breakdown of what it costs to lease a phone from BuyCell Cleveland.

The basics

Every lease starts the same way:

$50 down payment — this is due when you pick up or receive the phone
$25 to $50 per week — depending on which phone you choose
No hidden fees — no activation fee, no processing fee, no insurance fee

Your weekly payment depends on the phone model and condition. Newer and higher-end phones cost more per week, while older models and budget options are on the lower end.

Real price examples

Here's roughly what you can expect for some of our most popular phones (prices may vary based on availability and condition):

iPhone 12 (64GB) — ~$25/week for about 20 weeks. Total cost: around $550.
iPhone 13 (128GB) — ~$30/week for about 22 weeks. Total cost: around $710.
iPhone 14 (128GB) — ~$35/week for about 22 weeks. Total cost: around $820.
iPhone 15 (128GB) — ~$40-45/week for about 24 weeks. Total cost: around $1,030-$1,130.
Samsung Galaxy S23 — ~$30-35/week for about 22 weeks. Total cost: around $710-$820.
Samsung Galaxy S24 — ~$35-40/week for about 22 weeks. Total cost: around $820-$930.

These are estimates — your actual numbers depend on the specific phone, its condition, and current availability. We'll tell you the exact total cost before you sign anything.

Let's be honest: it costs more than buying outright

We're not going to pretend that lease-to-own is the cheapest way to get a phone. It's not. If you can afford to buy a phone outright for $400-800, that's going to be cheaper overall.

But here's the reality — a lot of our customers can't do that. They need a phone now, and they can't drop $600-1,000 all at once. They also can't get approved for carrier financing because of their credit.

Lease-to-own fills that gap. You're paying a premium for the convenience of spreading the cost out into small weekly payments with no credit check. That premium is how we cover the risk of not doing credit checks and how we keep the business running.

What you're actually paying for

When you lease from us, here's what's included in your weekly payment:

The phone itself — fully tested, unlocked, works on any carrier
Quality guarantee — if something's wrong with the phone that's not your fault, we handle it
No credit check — the convenience of getting a phone without credit approval
Flexible payments — pay weekly, and pay off early anytime with no penalty
Customer support — call us anytime with questions or issues

How to keep your total cost lower

A few ways to save:

Choose a slightly older model — an iPhone 13 is still a great phone and costs less per week than a 15
Pay it off early — there's no penalty for early payoff. If you come into some extra money, put it toward your balance and you'll pay less overall
Trade in your current phone — if you have a phone to trade, we can apply its value toward your lease

Want an exact quote?

Tell us which phone you're interested in and we'll give you the exact weekly payment and total cost.

Apply Now

No surprises

We tell you the total cost upfront before you agree to anything. The number you see at the start is the number you'll pay — no interest that accrues, no fees that get added later, no balloon payment at the end. When you've made all your payments, the phone is yours.

Have more questions about pricing? Call us at (440) 306-3486 or stop by our store at 6571 Pearl Rd in Parma Heights. We're happy to walk you through the numbers for any phone in our inventory.