Yes, 100%. If you receive disability, SSI, Social Security, or any kind of fixed-income benefit, you can lease a phone from BuyCell Cleveland. We approve people on benefits every single week — it's one of the most common situations we see.

A lot of people assume they won't qualify because they're not working a traditional job. That's not how we look at it. Income is income, and government benefits are some of the most reliable income there is.

What types of benefits qualify?

All of these count as income for leasing a phone with us:

If you receive regular payments from any government program, you qualify. It doesn't matter if it's $800 a month or $2,000 a month — we're just verifying that you have steady income coming in.

What do I need to show you?

The easiest thing to bring is a bank statement showing your benefit deposits. Since SSI, SSDI, and Social Security hit on a predictable schedule (usually the 1st or 3rd of the month, depending on your birthday), it's really easy for us to verify.

You can also show us:

If you get your benefits on a Direct Express card, that works just like any other proof of income. We see it all the time.

Why benefits are actually the easiest to approve

Here's something most people don't realize — benefit income is actually easier for us to approve than a regular job. Why? Because it's guaranteed. Your employer could cut your hours or let you go, but Social Security deposits on the same day every month like clockwork.

We know exactly when your income hits, and we can set your payment schedule around it. If your benefits come on the 1st, we'll work with you on timing so your phone payment lines up with when you have money available.

Do you check my credit?

No. We don't run a credit check for anyone — whether you're on disability, working full time, or self-employed. Your credit score doesn't matter to us. All we need is:

The whole approval process takes about 5 minutes. Most people on benefits are approved right away because the income is so straightforward to verify.

What will my payments look like?

The same as anyone else — $25 to $50 per week depending on which phone you choose. We have phones at every price point, so we can find something that fits your budget. If $50 a week is too much, we'll show you options in the $25-30 range that are still great phones.

You can also pay it off early anytime with no penalty. Some customers on fixed income prefer to pay a little extra when they can and finish the lease sooner.

On disability or SSI? You qualify.

No credit check. $50 down. We ship nationwide or visit us in store.

Apply Now

Visit us or apply online

You can walk into our store at 6571 Pearl Rd in Parma Heights anytime, or apply online and we'll ship the phone to your door. We serve customers on benefits in all 50 states.

If you have questions about what you need to bring, just call us at (440) 306-3486. We'll walk you through it — no pressure, no judgment.